5 Financial Benefits of No Deposit Car Insurance

When it comes to owning an automobile and driving a car, you need to be sure that you secure an auto insurance plan that will be useful to you. There are a lot of insurance providers that you can turn to, which is why you need to set up a plan with a company that…

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Does Car Insurance Cover a Cracked Windshield?

One of the most common repairs for automobiles is a cracked, chipped, or broken windshield. This is primarily because windshields can be damaged by the debris of all sizes ranging from pebbles to falling branches, gravel, animals, and more. Plus, even small cracks can expand considerably over a short period. Unlike damage to your bumper,…

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What is A Broad Form Deductible?

If you’re getting auto insurance, you’ll want to understand the difference between regular car insurance and broad form car insurance. Broad form insurance covers the basics that a standard policy covers as well as unusual or odd situations. A good example of this would be when a company purchases insurance for a fleet of cars…

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Is It Possible To Get Free Car Insurance In The First Month?

In every state, it is necessary to obtain car insurance for the vehicles that you own. While the specifics will vary depending on the laws passed within the state, you will be responsible for adhering to them. However, you need to take care in your rush not to make mistakes that could cost you considerably…

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What Do the Deer Collision Statistics Tell You?

At the last quarter of 2015, State Farm Insurance, one of the leading Auto Insurer in the country, published their research data on deer collisions. Here’s some interesting statistics that might shock you. The average US driver has a 1 in 169 chance of colliding with a deer, moose or elk on the roads each…

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Will Defensive Driving Course Help to Lower Insurance Rate?

For those who are looking to save money on their auto insurance, one potential method is the safe driver discount. While many associate this discount with those who need to take points off their driving record, it is also available to younger drivers who pay high insurance rates because of their lack of experience and…

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Seat Belt Safety – What the Statistics Warn You?

Today, 49 out of 50 states require that seat belts be worn in the vehicle in some manner. Only the state of New Hampshire has no enforcement of seat belt laws. Since the day they first became mandatory in the state of New York in 1984, there has been some controversy about their effectiveness. However,…

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Average First Down Payment in the USA

For those who pay month-to-month on their car insurance, you may have noticed a deposit fee or a larger than average first payment. This is a common feature of auto insurance. It may come as a surprise to those who have not paid for car insurance before. What is a Down Payment? When you are…

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Hit a Deer Insurance – Does It Raise Your Premium?

Hitting a deer is probably more general than you might think. This is especially true for those who live in suburban or rural areas where deer or moose can appear from seemingly nowhere. Every year, roughly 200 people are killed and the collisions cause $4 billion in damage with deer across the US. The mountain…

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Fix Bad Credit Score for Seniors

Bad credit can follow a person for their entire life and seniors are no different. Today, many older individuals who have reached retirement age find themselves staring at their bad credit score which limits their ability to make the type of large purchases, getting the loans they want and affordable car insurance premium. Fortunately, the…

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