I Do Not Own a Car, Do I Need Insurance?

It’s a question that gets asked more often than you might think. The truth is that there are reasons for those who are eligible to drive to get car insurance even if they do not own a vehicle. In fact, in many ways, it makes sense to own car insurance to be adequately prepared in…

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5 Efficient Features of No Down Payment Policy

Having a car is something that almost everyone is required to do. While there are a few lucky souls who can walk, ride a bicycle or rely on public transportation to get wherever they need to go, almost everyone else is forced to drive to get from one place to the next. The problem is…

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5 Most Common Car Insurance Buying Mistakes You Can Avoid

For those who are purchasing car insurance, particularly for the first time there are some mistakes that you can make. This is because there is a variety of car insurance coverage present combined with the specific needs of your situation. All too often, people make mistakes that may cost them hundreds, if not thousands of…

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Considering Credit Score for Car Insurance

There are many different factors that car insurance companies take into account when it comes to setting your rates. From your driving record to your age, type of vehicle, and more, insurance companies take a considerable number of factors into account and compare to statistics that set your premiums. Your credit score is one of…

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How to Find Out if Your Driving License is Suspended?

There may be times when you are not sure if your driver’s license has been suspended. This is because notifications from the Department or Bureau of Motor Vehicles may not be sent out on time or perhaps you’ve been away from home. In any event, it is relatively easy to check and find out if…

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What is a Car Insurance Deductible?

When shopping for car insurance, you may have heard of the deductible. The deductible is the amount that you would owe in case a claim is made against the policy. For example, if your insurance has a deductible of $300 and a claim is filed to cover repair expenses due to an accident, you would…

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How to Reinstate License with SR50 Insurance

An SR50 is a form or affidavit that provides proof to the BMV in Indiana that you have current auto insurance. The form reflects the beginning and ending dates of your policy and is often required when you are reinstating your driver’s license. The SR50 itself demonstrates that you are carrying the minimal amount of…

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Is No Down Payment Policy Worth It?

One of the downsides in paying month to month for auto insurance is that you must provide the insurance company with a down payment that can be up to 20% of the whole policy. However, for many people, they do have the choice of going with insurance that does not require a down payment. What…

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Limitations with Broad Form Insurance

Of the many different ways, you can save on auto insurance, one of the most interesting is Broad Form Insurance that offers very low rates for certain types of drivers. What is Broad Form Insurance? Sometimes called a named operator policy, this is a type of insurance that applies to the driver and not the…

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Insuring a Red Car – Myth vs. Reality

One of the most interesting beliefs when it comes to auto insurance is that cars that are painted red cost more to insure. However, is insurance higher for a red car? Do You Pay More for Insuring a Red Car? The answer is no. The insurance rates for vehicles that are red is no different…

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