SR22 Bond – Coverage and Filing Guide!

To understand the SR22 bond, we need to explain what an SR22 is. It is the process of filing that an insurance company does on your behalf. The provider files the SR22 to the state (for example Ohio) to ensure the driver (you) meet the minimum liability amount coverage required by law. The bond represents…

→ Read More

What Will Insurance Pay for Your Totaled Car?

Accidents happen every day. Many car accidents range from fender-benders up to totaling the car or truck you are driving. If your vehicle is totaled, then the insurance company will not pay for it to be repaired, but instead, pay a pre-designated sum of money to you. How Insurance Companies Determine If A Car Is…

→ Read More

Full Coverage Auto Insurance Without Driver’s License

For those who are currently without a driver’s license, getting full coverage for your vehicle will involve additional steps to ensure you are covered. What is Full Coverage? Technically, there is no such thing as full coverage in the sense that no insurance company offers a policy with that title. However, it is considered to…

→ Read More

Driving Without A Valid Driver’s License

These days unless you live in the big city, it’s hard to get around without a car. That being said, there are several things that you have to worry about when you have a car; like car insurance, renewing your tags, paying personal property taxes, and having your driver’s license. While the specific laws and…

→ Read More

What is a Certificate of Financial Responsibility?

A certificate of financial responsibility (CFR) is essentially a document of vehicle liability insurance that is required by the Department of Motor Vehicles (DMV) or its equivalent in most states for insurance policies that are considered “high risk”. The CFR may be known by a particular document number that is required when filling out the…

→ Read More

How Much Does Insurance Rate Go Up After An Accident?

Take a moment to imagine that you’re someone who’s had a completely clean driving record for years. However, just very recently, there was an accident that you were involved in which has caused a claim on your car insurance to pay for all of the damages that were caused to your vehicle. You’re pretty sure…

→ Read More

D6 Suspension and Clearance Form [Advice and More]

For those living in Florida, you may have heard about a D6 form when it comes to the suspension of a driving license. If you don’t show up, you may be hit with a D6 Suspension. You’ll have to get a D 6 Clearance Form in order to reinstate a suspended license. If you’ve had a…

→ Read More

What Drivers Need to Know About No Down Payment Policy?

Most of the states in the U.S. require drivers to have automobile insurance to drive a vehicle. For you to legally register a vehicle, you must first show proof of insurance. To renew the registration, you would be required to show evidence of insurance then as well. When it comes to purchasing insurance, it is…

→ Read More

Florida Suspended License and Reinstatement

Having a suspended license in Florida means that you are not allowed to operate a vehicle on public roads under the law. Reasons for License Suspension in Florida: There are a number of reasons why your driver’s license may be suspended, but the four main ones are as follows; Accumulate Too Many Traffic Violation Points…

→ Read More

Do You Need Insurance to Test Drive a Car?

It’s an interesting question that many people do not consider asking if they need car insurance for a test drive. When you want to buy a vehicle from the dealership, it is critically important that you do everything that you can to make the right decision, including test driving the vehicle. In this regard, you…

→ Read More