Jessica Sautter has a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Written by Jessica Sautter
Content Writer Jessica Sautter

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around auto insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Reviewed by Natasha McLachlan
Content Writer Natasha McLachlan

UPDATED: May 24, 2021

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You love stats, right?

At present, the US is home to 13.7 million single parents (22 million children), and the number is rising.

Single Mom Needs to Take All Financial Hardship AloneWhile finding car insurance as a single parent, there are countless details to consider. Instead of giving in and paying over the moon for car insurance, single parents can seek out affordable opportunities.

Single moms or parents can take advantage of their situation and make the most of it with the help of car insurance coverage. Regaining control of your finances beginning with car insurance is possible.

Let’s take a look at what the market has to yield.

Types of Coverage

There are varying types of coverage when it comes to single mom car insurance or single parents. It’s best to analyze each option before deciding as to what you’re going to go with.

Take your time and assess each advantage before deciding.

1) Collision Coverage
2) Free Towing Personal
3) Injury Protection
4) Rental Car Reimbursement

It’s all about determining what works and what does not for your needs. Of course, as you add on these features, it will start to increase your monthly payment. However, due to the underlying discounts when it comes to car insurance for low-income families, it’s possible to see a tremendous reduction in cost.

It’s best to keep this in mind while speaking to one of the agents at the auto insurance agency. These coverage items are essential and will play a role in how well the coverage protects you moving forward as a single parent.

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Rates and Premium

One of the most critical requirements for any single parent is receiving a fair deal. Saving money on this expense can lead to a better day-to-day life for the family. It’s essential to analyze the options available to you and then make a decision based on this information.

The rates will vary depending on the insurance agency, but it’s best to seek assistance on the open market.

Cheap Auto Insurance Quotes

This will ensure the right fit is found and it works in line with your fixed budget. Single parents can receive the same benefits as anyone else and save a considerable amount of money while doing so. Think about this while finding car insurance assistance for single moms.

The cheapest car insurance for a single mom is going to be built on a set of variables. In most cases, the rate is going to settle near $50-100 per month. Yes, it can be this affordable to sign up! Due to this reason, parents are asked to take their time and scout the market for a good plan.

Advantages for Single Parents

One of the established advantages for single moms is the reduced rate. Insurance agencies rely on risk aversion to maximize their agreement and single moms fit the bill. This is ideal for those wanting to sign up for a fair rate.

Getting car insurance doesn’t have to be an expensive task as long as the discounts are cashed in.

These discounts are not only powerful but can provide access to a range of additional coverage items in the insurance package. It’s best to speak with a representative at the insurance agency for more information.

Continue to assess the market and see what various insurance agencies have to offer. In most cases, car insurance for female drivers will be affordable since you’re looking at a range of benefits (i.e., female discounts, parent discounts, single parent discounts).

All of this will add up and lead to a resounding coverage plan worthy of your consideration.