What Age Car Insurance Rate Drops for Female Drivers?

With insurance companies, there is a notable difference between the rates of car insurance for men and women. Not only are the rates different, but the ages when women enjoy lower auto insurance premiums vary as well. At What Age does Car Insurance Go Down for Females? The two most critical years for both men…

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5 Ways to Get Cheap Car Insurance with Bad Driving Record

Getting an affordable car insurance with a bad driving record is not as difficult as you might think. This is because there are many reasons why people have driving records that are less than perfect and how they affect your insurance rates depends on many factors. However, there are at least five proven ways to…

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Do You Need Insurance to Buy a New or Used Car?

Since car insurance is required in nearly every state, you will need it before you can drive off the lot. It doesn’t matter if you just purchased the vehicle, you will need to have car insurance that provides the proper coverage. Insurance on a new car may mean having to buy it before leaving the…

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Uninsured and Underinsured Motorist Coverage

You have probably seen the terms uninsured and underinsured on your car insurance policy, but what do they mean and how does it affect you? What is Uninsured Motorist Coverage? Uninsured motorist means that you are covered if the driver of the other vehicle causes an accident that damages your car or truck, and they…

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Do I have to have an SR22 if I don’t drive or own a car?

If you’ve lost your driver’s license to a court of law due to a traffic infraction or criminal activity, you’ll be required to carry an SR22 for a period to prove that you’re carrying the proper insurance upon having your driver’s license reinstated. What is an SR-22? An SR22 is a certificate of insurance that…

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Benefits of Having Good Credit Score

A good credit rating offers you more benefits than you might think. Here are 7 strong reasons why you should work to have a good credit score so that you can really enjoy the benefits it can offer. Read More: Car Insurance Rates One of the more interesting reasons why having a good credit score…

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Do Car Insurance Companies Check Your Credit and How it Impacts?

For the most part, insurance companies will check your credit when offering a quote for a policy. There are exceptions, but that depends on where you live. Checking credit is an important part of the evaluation process that insurance companies perform before offering a quote for their policies. Why do Car Insurance Companies Check Credit…

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Men vs. Women Drivers – Who Are Safer According to Studies?

The old jokes about women drivers are not told today for several reasons, but perhaps the most important is that men are statistically more likely to get involved in automobile accidents. Several studies from respected organizations have shown that male drivers are considerably more likely to take part in vehicular accidents.Read More: That may be…

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Texting while Driving Can Cause Higher Insurance Premiums

The dangers associated with texting while driving is becoming more apparent as the numbers continue to grow. It is estimated that at any moment, approximately 660,000 drivers are trying to use their phones while operating their vehicles. It’s not surprising given the convenience of smartphones that so many people are texting, but the dangers of…

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