Jessica Sautter has a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Written by Jessica Sautter
Content Writer Jessica Sautter

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around auto insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Reviewed by Natasha McLachlan
Content Writer Natasha McLachlan

UPDATED: Oct 1, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

In every state, it is necessary to obtain car insurance for the vehicles that you own. While the specifics will vary depending on the laws passed within the state, you will be responsible for adhering to them. However, you need to take care in your rush not to make mistakes that could cost you considerably in the long run.

“Car Insurance with First Month Free Plan” – How does it Work?

Among the questions you might be asking yourself is whether or not policies that do not require you to pay up front are for real. They are. However, you should remember the old saying about there not being a free lunch in life. Although you can find policies that will not require that payment up front, they will likely be comparably priced overall.

Read – How much is the average down payment in the USA.


Credit Score Helps Getting No Deposit Policy

If you do not have a good credit record, you might have difficulty obtaining car insurance without a deposit. You see, insurance companies are willing to extend this generous gift to those who have good credit as one of the enticements to joining. They know that those folks are likely to keep their policies current.

It also takes some time to improve the credit history.

Individuals with Bad Credit History:

On the other hand, people who have poor credit scores are a risk for the insurance company. Quite often, that is a risk that the companies are not willing to take. So, if you know that you have issues with your credit, be prepared for being turned down for a no deposit insurance for your new car.

Read – How to Improve Credit Score Fast.

For New Drivers:

While it is not a good choice to use these types of insurance to save a few bucks, it can be a good way to begin a relationship with your car insurance company. If you are new to driving, you should consider finding a car insurance provider that you are happy with and sticking with that agent.

Doing so will allow you to maintain a clear record of your coverage and can quite often give you access to discounts if you remain accident-free for an extended period.

Although finding a policy with a free first month is great, you should look further into the matter before agreeing to it. Even if you are in a rush, you can take the time to make sure you are protecting your wallet.

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Getting Free Quotes:

Car Insurance First Month Free

You want to have quotes from more than one company to compare before you decide which insurance provider to use. In addition to whether or not you get the first month free, you will want to find out if there are other discounts you can apply to your bill. For instance, a driving class certificate or professional affiliation.

Compare the prices, coverage and the reputation the company has developed. Read online reviews to see the love and dislike that others have doled out. Determine which is the best for you overall and get your policy signed so you can hit the road.

Getting the first month for free with your car insurance can be a great way to start a relationship with your new insurance company.