Jessica Sautter has a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around auto insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Reviewed by Natasha McLachlan
Content Writer

UPDATED: Oct 1, 2020

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Your driving history is the most important factors for insurance companies to use in their calculations for setting a premium. The number of points you have against your driving record will substantially affect your premiums.

How Does Car Insurance Points Work?

Most states use a system of points for each ticket or moving violation that is committed by the driver. A bad driving record will develop if the points reach a certain level depending on the rules and regulations set by the state. If your driving record is poor, learn here how to get an affordable coverage for your car.

Speeding Ticket Can Accumulate 2 Points and Increase Car Insurance Premium