Jessica Sautter has a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around auto insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Full Bio →

Reviewed by Natasha McLachlan
Content Writer Natasha McLachlan

UPDATED: Oct 1, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Not everyone has the perfect driving record. In fact, in most states more than 80% of all licensed drivers have had some kind of blemish on their driving record, whether it be a moving violation, parking ticket (non moving violation), accident, or something more serious.

Drunk Drivers are High Risk Divers

If you are one of the many Americans who have more than just a ‘blemish’ on your record, you do have options for auto insurance. Getting the best car insurance for bad driving record is not that difficult today.

Before we get into cheap car insurance for bad driving record, let’s go over some things you should do if you get a citation that may keep your insurance from skyrocketing. If you can avoid becoming what’s classified as a ‘high risk‘ driver, it’s in your best interest to do so.

Paying for Not Showing Tickets on Record:

Depending on the state, many places will allow you to ‘double pay’ your fine (how much the police officer charged you for your ticket). There are various regulations for these procedures. Sometimes a court will allow you to simply go to the cashier and pay your ticket double so it won’t show up on your driving record.

Other places make you go to court to fight it, and if you want to plead guilty you can pay your ticket as well as a penalty to ensure it won’t show on your license – or at least have a moving violation (like a speeding ticket) switched to a non moving violation, which won’t affect your driving record.

Taking Tickets to the Court:

Always take your ticket to court and see if you can get a lesser charge by talking to the prosecutor. Don’t ever just go and pay your ticket because you think that’s your only option. Always call the court and find out what your options are. If necessary, go to the date of the hearing and see if you can plea bargain for a lesser charge. People who simply ‘pay their tickets’ are doing themselves a disservice. Also, don’t ‘not’ pay your ticket either. This could get you in trouble, including having a warrant out for your arrest.

Speeding Ticket and Suspended License Increase Car Insurance Premium