Jessica Sautter has a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around auto insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Full Bio →

Reviewed by Natasha McLachlan
Content Writer

UPDATED: Sep 10, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

The effects of a driver’s license suspension or revocation on drivers’ lives can be devastating. Losing your driver’s license for any period of time is inconvenient at best and life-altering at worst. That is why it is important to follow the necessary steps in order to resolve the issues and to have the restriction removed. Even then, you will need to learn about insurance for high-risk drivers.

Can you register a car with a suspended license? If you’re in a situation in which you’re looking to buy and register a car with a suspended license, this question is most likely at the front of your mind. You may also be curious about getting car insurance with a suspended license, and whether or not it is possible to get car insurance in order to purchase or get financed for a new one.

Finding the right answers to these questions can be challenging and extensive. Fortunately, our team has done the research for you in this article on how to register and buy a car with a suspended license. For more information, enter your ZIP code into our FREE online tool to find affordable car insurance quotes in your area.

Can I register a car with a suspended license?

In most states, you can still register a car on a suspended license. However, as previously stated, it is illegal for you to drive any vehicle while under suspension or if your license has been revoked. Any other legally licensed driver can drive the vehicle as long as it has been registered, inspections are current, and provided it has been insured.

In most states, for example, a driver’s license and vehicle license registration are two separate things and one does not affect the other. Therefore you can register a vehicle with a suspended license.

In Florida, however, the Florida Statutes requires re-registration or new registration to be withheld if either the owner or co-owner of a vehicle has a suspended driver’s license. This is to ensure that traffic fines and citations are paid, regardless of whether the person who committed the violation is the owner or co-owner of the vehicle. Before you can renew your tags in Florida, you will have to resolve your suspension issues.

It is possible to register a car with a suspended license, because you take your proof of ownership and the receipts of purchase when registering. These are enough to allow you to get your car registered.

If you live in one of the states where getting car insurance with a suspended license is a bit tricky, wait until you get your right to drive back to get proper coverage.

Even with your car being registered, if you do drive with a suspended license and get into an accident, then the insurance company will not be able to pay for anything. Once your license is suspended, the car insurance is also held up until you get the license back. This is to discourage anyone who might get ideas on breaking the law by driving with a suspended license.

Suggestion: It is best to wait for your license to be reinstated because if you get any injuries, you will have to foot the bills yourself. This means piles of bills you could have avoided.

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

Can you buy a car with a suspended license?

If you are a driver with a suspended license and are asking yourself, “can I buy a car with a suspended license?” we have good news: there is no law that prevents you from buying a vehicle without a license. However, you will not be able to drive it on public roads as there are traffic laws in every state that prohibit driving a vehicle without a permit and a driver’s license.

Surprisingly there are some dealers who are willing to sell vehicles to people who have suspended licenses or they simply do not check driving records. Just remember that you will need to have proof of insurance to register the vehicle which you will not be able to get until the suspension has been lifted.

Remember that you are forbidden by law to drive with a suspended license.

Failure to follow the suspension laws could land you in serious trouble with the law. If you are patient enough to have someone else drive you around until your license is ok, then this shouldn’t be a problem.

Temporary License to Work

If you have to drive to work but your license is suspended, some states allow you to get a temporary license or hardship license until your suspension is sorted out.

In California for instance, this is the case. You can file for the temporary license if you have to drive to work daily or for medical reasons and you do not have anybody with a valid license that can do this for you. It is important to note that you will not be issued with another license in any other state if you have a suspended license in any state.

Check out the video below for some more insight on getting a temporary license to drive to work.

If you’re in need of a temporary license, we recommend reaching out to your local DMV for more information specific to your situation.

How to Buy Car Insurance with a Suspended License

Having your car insured without proof of a driver’s license is not easy and most insurance companies will not even entertain the possibility as it is standard procedure to verify a valid driver’s license before issuing an insurance policy. Unless you know how to go about it the right way, it may seem impossible.

An insurance company automatically assumes that you would not want to insure a car without the intention of someone driving it. Start by choosing a primary driver for your vehicle, someone personally known to you and close to you like a spouse, adult child, or another blood relative. You wouldn’t want to hand the keys of your car over to just anyone.

Honesty is the best policy when it comes to insurance and withholding information, lying, or stretching the truth will only set you up for claim denials in the future. After all, the whole point of paying for insurance is to have a payout when you need it most.

If you are honest about your situation the insurance agent may even offer suggestions or refer you to someone else if they are unable to provide you with cover.

  • If the primary driver lives with you and you are a married couple, you (as an unlicensed driver) will be excluded as a driver on the policy. Find insurance firms who regularly deal with high-risk policies. Your spouse may be able to obtain insurance for the vehicle but some insurance carriers may decline coverage.
  • If the primary diver you have chosen lives with you but is someone other than your spouse, you can be excluded as a driver and at the same time be named as the insured on the policy. You may have to do some research to find an insurance company that offers this option.

What you are looking for is an insurance provider that offers a policy for the primary driver to get car insurance even if you don’t own the car. It may also be helpful to have the primary driver co-titled on your vehicle ownership, which normally alleviates insurance problems. Just make sure that you have chosen your primary driver wisely to avoid any unnecessary conflict.

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

How do you know your license has been suspended?

You will find out if your license has been suspended or revoked when you receive a notice from the DMV called an “order” at the address they have on file for you. As it is illegal to drive a vehicle while your driving license or privileges are suspended or have been revoked and it is important to follow the instructions on the order very carefully.

Suspension or revocation is usually due to a conviction for a serious traffic violation or several minor violations. Depending on the offense you were convicted for, if you are caught driving on a suspended or revoked license, the penalties can be severe. A Class B misdemeanor will get you a stiff fine and up to six months in prison and the penalties for each subsequent conviction for driving while your license is suspended will increase substantially.

Suspended Driving Privilege

Suspension of your driver’s license or your driving privileges means that you will not be allowed to drive for the period of time stipulated and may have to pay a fee to have your license reinstated.

There are two types of suspensions periods: definite (with a beginning and end date); or indefinite (does not end until the required action is taken by you).

  1. A Definite Suspension Order means you cannot drive during the suspension period and must pay a termination fee to have your license reinstated.
  2. An Indefinite Suspension Order means you have to comply with certain stipulations to remove the suspension. Some people are unaware that their driving privileges have been suspended due to a medical condition that may affect their ability to drive safely.

If a physician has reported a medical condition that could affect your driving skills, the DMV may suspend your license indefinitely until you can prove that the condition no longer affects your driving skills. This type of suspension is called ‘Administrative Review’ and you will have to submit an MV-80U.1 form supplied by the DMV Medical Review Unit to apply for the suspension to be removed.

Revoked Driver’s License Or Driving Privilege

When the DMV order states that your driver’s license or driving privilege has been revoked it means that your license has been canceled and you will have to apply for a new license after the revocation period ends and pay a re-application fee. Before you can apply for a new license you will have to request permission from DMV and may have to re-do the written and practical driving tests. If you fail to meet the DMV requirements or you have a high-risk driving record, your application may be denied.

Driving privilege is your legal right to drive a vehicle in a state other than the one in which your license was issued. For example, the DMV can revoke your privilege to drive in the state of New York if your license was issued in another state, but it may still be valid in other states.

We recommend researching this some more as well as talking it over with your insurance provider and local DMV if you need to register or buy a car with a suspended license. Use our FREE online tool to find affordable insurance companies in your area.

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

Frequently Asked Questions: How to Register and Buy a Car with a Suspended License

Whether you are wondering if you can register a car with a suspended license in NY, NJ, VA, or in Florida, the answers to your questions are much the same. Read on for a few more answers.

#1 – Can you register a car with a revoked license?

Because a driver’s license and a vehicle license registration are separate, it is possible to register a car with a revoked license; although it may be very difficult considering the nature of the revocation.

#2 – Can you get car tags with a suspended license?

The answer is yes, as long as your registration is in good standing, decals aren’t expired, your information is correct, and you have a form of payment and your proof of registration with you. After you’ve met these requirements, you can renew your tags with a suspended license in most states. We recommend contacting your local DMV to find out specific details for your situation.

#3 – Can you lease a car with a suspended license?

Yes, the process for leasing is similar in requirements to buying a car (i.e. must have insurance, etc.), therefore you can lease a car with a suspended license.

#4 – Can you buy a car with a hardship license?

Yes, although it is difficult, you can buy a car wth a restricted license, hardship license, or temporary license.